（四）代替他人或者让他人代替自己参加考试的。
Hanks said in a statement on Instagram that Lovell's many voyages "were not made for riches or celebrity, but because such challenges as those are what fuels the course of being alive".
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对险企来说，聚合风险最要命的不是单笔赔付，而是资本占用与再保承接能力被同时击穿。FT 也提到，市场担心出现多十亿级别系统性索赔，因此承保倾向会走向收紧甚至排除。
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Consider some of the more obscure tests that implementations must pass: